A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. Do Our Biases Affect Our Financial Choices? Even the most seasoned investors have biases affecting their financial choices. Infographic: Risks at Retirement Make a plan to take these risks off the table.